North Districts Community
Credit Union
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Loan Rates
New Auto4 years2.99% 
New Auto5 years2.99% 
New Auto6 years2.99% 
Used AutoUp to 4 years4.50%For older models
Used Auto5 years4.50%2017, 2018 OR OVER $18,000
Lease BuyoutUp to 4 years4.50% 
PersonalUp to 4 years12.00%$10,000 maximum
Personal-Fall Loan Special2 Year special5.99%$10,000 maximum
Home Equity$10,000 Minimum$200,000 Maximum Applicant must furnish copy of deed
Home Equity1 to 5 years3.99%100% value of home
Home Equity5 to 10 years4.99%90% value of home
Home Equity10 to 15 years5.99%80% value of home
Visa 9.90%No annual fee, $10,000 maximum
Student Visa 9.90%No annual fee, $1000 maximum
Visa Balance Transfer 6.9%No Fees


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Apply for a loan.
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View our Visa Credit Card Agreement

*APR Annual Percentage Rate

FHA Logo   VISA Logo
We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.   Visa
**Additional Visa Information
Interest Rates and Interest Charges
Annual percentage rate (APR) for purchases 9.90%
APR for Balance Transfers 6.90%
APR for Cash Advances 9.90%
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge If you are charges interest, the charge will be no less than $1.00.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.
Transaction fees
-Foreign Transaction Fee
Penalty Fees
-Late Payment Fee
-Returned Payment Fee

Up to $20.00
Up to $25.00

Credit Card Agreement

All rates are valid as of MARCH 11, 2015 .

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