Loan Rates

Type APR*
New Auto  
--6 Years (Up to 7 years for a $40,000 or over vehicle) 1.99 %
Used Auto  
--Up to 4 Years(For older models) 4.25 %
--5 Years (2016, 2017 or over $18,000 vehicle) 4.25 %
Lease Buyout - Up to 4 years 4.25 %
Personal - up to 4 years - $10,000 maximum 12.00 %
Personal - 2 year special - $10,000 maximum 6.00 %
Home Equity Line of Credit (Variable rate adjusted January 1st & July 1st) Suspended at this time.

Home Equity ($10,000 minimum - $200,000 maximum)
(No Fee at this time,
Applicant will need to furnish a copy of the deed.)

 
--1 - 5 years (100% value of home) 3.49 %
--5 - 10 years (90% value of home) 3.99 %
--10 - 15 years (80% value of home) 4.99 %
Visa (No annual fee, $10,000 maximum)** 9.9 %
Student Visa (No annual fee, $1000 Maximum)** 9.9 %

Calculate a loan payment estimate.
Apply for a loan.
Apply for a Visa.

View our Visa Credit Card Agreement

*APR Annual Percentage Rate

 
We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.   Visa
   
**Additional Visa Information
Annual percentage rate for purchases 9.9%
Grace period for repayment of the balance for purchases 25 days
Method of computing the balance for purchases and cash advances Average Daily Balance
(Including new purchases)
Minimum Finance charge $1.00
Transaction fee for purchases None
Annual Fee None

Other Fees
Over the credit limit Fee - $15.00
Late Payment Fee - $15.00 if ten (10) or more days late

Credit Card Agreement

All rates are valid as of MAY 9, 2017 .

\Home\About\News\Services\Contact\Links
Concerned about Privacy? Read our privacy policy.