Loan Rates

Type APR*
New Auto  
--6 Years (Up to 7 years for a $40,000 or over vehicle) 1.99 %
Used Auto  
--6 Years (2017, 2018 or over $27,000 vehicle) 4.25 %
--5 Years (2017, 2018 or over $18,000 vehicle) 4.25 %
--Up to 4 Years(For older models) 4.25 %
Lease Buyout - Up to 4 years 4.25 %
Personal - up to 4 years - $10,000 maximum 12.00 %
Personal - 2 year special - $10,000 maximum 4.00 %
Home Equity Line of Credit (Variable rate adjusted January 1st & July 1st) Suspended at this time.

Home Equity ($10,000 minimum - $200,000 maximum)
(No Fee at this time,
Applicant will need to furnish a copy of the deed.)

 
--1 - 5 years (100% value of home) 3.99 %
--5 - 10 years (90% value of home) 4.49 %
--10 - 15 years (80% value of home) 4.99 %
Visa (No annual fee, $10,000 maximum)** 9.9 %
Student Visa (No annual fee, $1000 Maximum)** 9.9 %

Calculate a loan payment estimate.
Apply for a loan.
Apply for a Visa.

View our Visa Credit Card Agreement

*APR Annual Percentage Rate

 
We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.   Visa
   
**Additional Visa Information
Interest Rates and Interest Charges
Annual percentage rate (APR) for purchases 9.90%
APR for Balance Transfers 6.90%
APR for Cash Advances 9.90%
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge If you are charges interest, the charge will be no less than $1.00.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.
Fees  
Transaction fees
-Foreign Transaction Fee
None
Penalty Fees
-Late Payment Fee
-Returned Payment Fee


Up to $20.00
Up to $25.00

Credit Card Agreement

All rates are valid as of MARCH 11, 2015 .

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