Share Rates (effective as of September 30, 2019)

TypeAnnual Percentage RateAnnual Percentage YieldNotes
Shares0.30%0.30%$50.00 (Minimum average daily balance over $50.00 to receive dividend)
Checking0.30%0.30%$0.00(Minimum average daily balance of $500.00 required to earn dividend)
Christmas Club0.30%0.30%$0.00 (Dividend rate paid annually October 31st)
The below calculator is for informational purposes only.

Certificates of Deposit (effective as of October 1, 2019)

TermAnnual Percentage RateAnnual Percentage YieldMinimum Deposit
6 Month0.50%0.50%$1,000.00
1 Year0.75%0.75%$1,000.00
3 Year1.25%1.25%$1,000.00
5 Year1.50%1.50%$1,000.00
The below calculator is for informational purposes only.
CD Calculator
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Loan Rates (effective as of July 1, 2019)

2019-2017 AutoUp to 66 months3.50%New/Used/Lease Buy-Out
2019-2014 AutoUp to 78 months3.75%Used or Lease Buy-out
2013-2011 AutoUp to 78 months4.00%Used or Lease Buy-out
2010-2008 AutoUp to 60 months4.25%Used
2007-2005 AutoUp to 60 months4.75%Used
2004-2002 AutoUp to 48 months5.00%Used
2001-1999 AutoUp to 48 months5.25%Used
MotorcycleUp to 78 months4.50%Rates based on model year
Recreational VehicleUp to 78 months5.50%Rates based on model year
BoatUp to 78 months5.50%Rates based on model year
Personal1 Year6.99%Up to $10,000
Personal2 Year7.99%Up to $10,000
Personal3 Year8.99%Up to $10,000
Personal4 Year9.99%Up to $10,000
Personal5 Year10.99%Up to $10,000
Home Equity$10,000 Minimum$250,000 Maximum Applicant must furnish copy of deed
Home Equity1 to 5 years3.99%100% value of home
Home Equity5 to 10 years4.99%90% value of home
Home Equity10 to 15 years5.99%80% value of home
Visa 9.90%No annual fee, $10,000 maximum
Student Visa 9.90%No annual fee, $1000 maximum
Visa Balance Transfer6.9%No Fees
*APR = Annual Percentage Rate. All rates are listed "as low as" based on credit worthiness, debt ratio and loan to value.
Loan Calculator


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