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Loan Rates

Loan Rates (effective as of October 1, 2024)

TypeTermAPR*Notes
2023-2020 AutoUp to 66 months5.99%
New/Used/Lease Buy-Out
2019 -2017 AutoUp to 66 months6.75%Used or Lease Buy-out
2016-2014 AutoUp to 66 months7.00%Used or Lease Buy-out
2013-2011 AutoUp to 66 months7.50%Used
2010-2008 AutoUp to 66 months8.00%Used
2007-2005 AutoUp to 66 months8.50%Used
2004-2002 AutoUp to 66 months9.00%Used
MotorcycleUp to 66 months7.50%Rates based on model year
Recreational VehicleUp to 66 months8.50%Rates based on model year
BoatUp to 66 months8.50%Rates based on model year
Personal1 Year9.99%Up to $10,000
Personal2 Year10.99%Up to $10,000
Personal3 Year11.99%Up to $10,000
Personal4 Year12.99%Up to $10,000
Personal5 Year13.99%Up to $10,000
Home Equity$10,000 Minimum$250,000 Maximum Applicant must furnish copy of deed
Home Equity1 to 5 years5.99%80% value of home
Home Equity5 to 10 years6.99%80% value of home
Home Equity10 to 15 years7.99%80% value of home
Visa 9.90%No annual fee, $10,000 maximum
Student Visa 9.90%No annual fee, $1000 maximum
Visa Balance Transfer6.99%No Fees
*APR = Annual Percentage Rate. All rates are listed "as low as" based on credit worthiness, debt ratio and loan to value. For auto, boat, motorcycle and RV loan terms over 66 months, add 0.25% to the base rate.

This calculator is for informational purposes only.

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